Home About News and Resources Contact Us Careers at C H F A Text Only colorado housing and finance authority -- finding the places were people live and work
FAQs and Helpful Links

Where do I send my payments for my first or second mortgage loan?

Can I set up an automatic draft for my mortgage payment?

How can I obtain information about my loan?

How can I get a new coupon book?

How can I get a payoff quote for my mortgage?

What is the Recapture Tax? How can I determine whether or not I owe a Recapture Tax?

What is CHFA's Federal Recapture Tax Reimbursement program? How can I determine if I may be eligible for reimbursement?

What fees are assessed for documents and/or services?

I am having difficulty making my mortgage payment. What should I do?

Do you offer loans for current homeowners?

Customer Service

You can visit our Loan Servicing Customer Care website to view your information online or call the Loan Servicing Department at 303.297.7493 (option 9) or toll free at 888.925.5720 with questions regarding your mortgage payments, taxes, insurance and payoff of your CHFA loan. 

back to top

New Coupon Book

To order new replacement coupons, you can visit our Loan Servicing Customer Care website to place your order online or call 303.297.7493 (option 7) or toll free at 888.925.5720 and leave your name, CHFA account number and home or business phone number. Your order will be processed immediately. Please allow 10 days for delivery of coupons.  

back to top

Payoff Quote

You may request a payoff quote in writing by including your signature, CHFA loan number, payoff effective date and a return fax number and/or address, or you can request a payoff quote online through our Loan Servicing Customer Care website. Your request will be processed within one to two business days. 

Fax request to:

303.297.0935 
ATTN: Payoff Department 

Mail request to:  

CHFA Payoff Department 
1981 Blake Street 
Denver, CO 80202 

For other payoff information, call 303.297.7493 (option 1) or toll free 888.925.5720 to leave a message. The payoff processor will return your call within 48 hours. CHFA does not release payoff quotes verbally or by phone.

back to top

Document and Services Fees

All requests for the following items must be in writing accompanied by the appropriate fee or ordered online through Loan Servicing Customer Care website and a fee will be assessed to your loan. Contact our Mortgage Loan Servicing Department at 303.297.7493 or 1.888.925.5720

Item

Cost

Amortization Schedule

$15.00

Annual Statement (copy of original issued at year-end)

$5.00

Copies of Loan Documents (per document)

$10.00

Replacement Coupons

$5.00

Verification of Mortgage

$20.00

Payoff Statement (first two statements waived)

$10.00

Payoff Faxing

$5.00

Itemized History (current and prior year free)

$5.00

Nonsufficient Check Fee

$15.00

Western Union Quick Collect

$12.95

Speedpay Phone Payment

$5.95

Assumption Fee

Provided upon Request

Partial Release Fee

Provided upon Request

Budget Payment Plan Fee

$150.00

back to top

Current Homeowner Loans

If you’re not a first time buyer and don’t want to be restricted to a purchase price ceiling, you may be eligible for CHFA’s Taxable Home Opener program. This statewide first mortgage program accepts higher incomes than the MRB First Step. It offers a competitive interest rate and an optional second mortgage to assist with down payment and closing costs. These loans are not subject to the Recapture Tax.

Helpful Links
Colorado Housing Counseling Coalition
US Housing and Urban Development
Colorado Housing Assistance Corporation
USDA Rural Development
Internal Revenue Service
 


© 2008 Colorado Housing and Finance Authority
Home Finance 888.320.3688
en espanol  privacy & security policy  accessibility  contact
Western Slope Office - 1.800.877.8450